Our Process

At KWA Investments, every client engagement follows a disciplined, four-phase approach. First, we listen, understanding your goals, risk tolerance, and life events. Next, we craft a tailored financial plan that serves as your roadmap.

1. Discovery & Goal Setting

  • Clarify your financial goals, time horizon, and risk tolerance
  • Conduct a comprehensive financial profile assessment
  • Identify key milestones (retirement, education, legacy planning)
  • Establish a long-term advisor-client partnership built on trust

2. Financial Planning

  • Develop a personalized financial plan aligned with your life goals
  • Evaluate major life events (career transitions, healthcare, liquidity needs)
  • Plan for retirement income, estate planning, and contingency scenarios
  • Conduct ongoing plan reviews to keep your strategy aligned

3. Investment Management

  • Construct a diversified portfolio based on risk-adjusted return objectives
  • Allocate across asset classes (growth, value, large-cap, small-cap)
  • Implement income-enhancing strategies like covered calls
  • Offer fee-only investment management — no product commissions

4. Ongoing Advisory & Portfolio Monitoring

  • Monitor market conditions and macroeconomic trends
  • Perform periodic rebalancing and risk adjustments
  • Provide regular performance reviews and client communication
  • Remain accessible for strategic updates and financial guidance

Take the First Step with KWA Investments

Schedule Consultation